Updated Friday 13th July 2018
The Financial Conduct Authority (FCA) Has Set a Final Claim Deadline for 29 August 2019. Don't Miss Out.
What's Going On?
One of the biggest scandals in recent years has been the mis-selling of PPI with thousands of people who have previously taken out a mortgage, credit card, loan or car finance were deliberately misled into purchasing a PPI policy alongside.
Some were told that they had to take PPI – they weren’t even given a choice. Others weren’t told about policy exclusions which made their PPI worthless. Many were completely unaware that PPI had been added at all.
As a result, the banks have been forced to pay out billions in compensation to their customers – and you could be one of them.
Who's Affected?
If you've taken out any of the following products before 2010, you're most likely affected;
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Mortgage
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Credit card
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Personal loan
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Business loan
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Overdraft
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Credit card
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Store card
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Car finance
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Home shopping account
...but more than 90% of PPI sold in the UK relates to unsecured personal loans, credit cards, mortgages or secured loans primarily. These can span as far back as the 1970s.
Who's to Blame?
By far the biggest culprit has been Lloyds, who have already set aside an incredible £18.1bn to refund its customers. But you shouldn’t make the mistake of thinking that Lloyds are the only problem - other providers are just as guilty. Barclays, RBS, HSBC, Halifax, Santander and many others have also had to pay back millions.
In fact, if you’ve had any kind of financial product in the last 30 years there’s a very good chance you had PPI and, if it was mis-sold, you could be due a large payout. The average offer for a PPI claim is £2,750 According to the FCA. You could be entitled to even more. And the best thing is that checking if you had PPI is quick, easy and FREE!
Even building societies like Nationwide and credit card providers like Capital One have been affected.
How Can I Claim?
And it’s easy to discover if you have money to claim. But with the deadline announced and drawing ever closer, it’s best to find out as soon as possible. Luckily, the whole process can actually be quick and simple!
...And guess what else? You can claim even if you live abroad!
All you have to do is take a single, FREE, no obligation PPI check online.
Don't forget time's running out
Millions of British citizens/expats were mis-sold PPI. If you've ever had a mortgage, credit card, loan or car finance you could be one of them.
But with a PPI claim cut-off looming, you need to start finding out today.
After all, isn't a refund of £1000s worth 30 seconds of your time to enter your details?
IronStone Legal is a trading name of Demirtas Finance Ltd, Registered in England and Wales number 07975646.
Demirtas Finance Ltd is authorised and regulated by the Financial Conduct Authority as a claims management company, Interim Permission Number 838139.
Regulated by the Information Commissioners Office in Respect of the Data Protection Act 2018 number: Z3119423
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Advertorials take factual information and report it in an editorial format to allow the author, often a company marketing its products, to enhance or explain certain elements to maintain the reader's interest.
A familiar example is an airline's in-flight magazines that provide an editorial reports about travel destinations to which the airline flies.
