Reclaim What's Rightfully Yours!
If you have been sold a mortgage after the 1st November 2004 either direct with a lender or through a broker there is a real possibility that the Mortgage has been mis-sold.
No Upfront Costs
The Eligibility Check is a free, standalone service. Should you then pursue any claims found, we work on a strictly no-win, no-fee* basis.
Sit Back & Relax
If you decide to make a claim through IronStone Legal, we aim to recover 100% of what is yours, doing all the legwork and handling all the paperwork so you don't have to.
Can I Make a Claim?
The rules governing the sale of mortgages state that the lenders and brokers must ensure that the mortgage is affordable not only at the time of sale but throughout the whole term of the mortgage, even if that means into retirement. If it can be established that the mortgage was mis-sold then you may have a claim for losses from the start of the mortgage to date, and through to the full term of the mortgage.
There are many ways in which a mortgage may have been mis-sold, including:
(e.g Endowment Policies)
Right to Buy Mortgages
High Broker Fees
Your Mortgage Post-Retirement
We Can Help You If…
We can help you if your position falls into any of the following:
You were given a mortgage without proving your income.
Has your financial adviser, broker or lender sold you a mortgage that is inappropriate or unaffordable?
Is there little or no chance of you being able to pay the mortgage off at the end of its term?
Have you incurred high fees or other charges on your mortgage?
Were retired before you borrowed your mortgage.
Has your financial adviser, broker or lender advised you to switch from a lender to another or from one mortgage to another and you were not told about possible fees and penalties.
You were not told the amount of commission the adviser would receive from the lender.
Your property has been repossessed.
Once you receive your claim pack, complete one form per account and return in the enclosed PREPAID envelope.
We will check your eligibility to claim.
We then handle all the necessary documentation and legwork, you'll receive live SMS updates on the case(s).
Why Choose Us?
No Win No Fee*
We only charge once you win your claim. So if we don't claim anything, you don't pay us a penny.
Peace of Mind
You can cancel within the first 14 days without incurring any cancellation fees.
No Hidden Charges
We value your trust and keeping our integrity.
We charge a success fee of 30% + VAT (36% in total)
Proven track record and thousands of customers
No Upfront Fee
Working on a strictly No Win No Fee basis you can begin your claims check(s) for absolutely FREE
What is a
A mortgage is a type of a loan that enables you to purchase a property such as a house. When you take out a mortgage, you need be careful with the amount of investment that you are going to make.
After you purchased your mortgage, if you have suffered a financial loss you may be entitled to thousands of compensation. The compensation you could get depends on the amount of fee you have paid towards your mortgage/(s).