Payment protection insurance is a form of cover sold alongside various types of loan or credit card. The idea is that it allows you to guarantee you’ll be able to keep up with repayments if you are unable to come up with the money yourself for whatever reason and this could be due to illness, redundancy or any other change in your employment status.
Have I been miss-sold PPI?
What the PPI scandal in recent years revealed was that many loans and credit card providers had lumped PPI in with their credit products either without the borrower being fully aware or to borrowers who would be unable to claim anyway.
Those who have pre-existing medical conditions, as well as some self-employed people will not be able to claim on their PPI even if they have an active policy and this was not always made apparent to those who got sold the PPI.
If you fall into any of these categories or feel that you have been sold PPI when didn’t want or need it, then you should be able to reclaim it. Let's get started by filling in the quick questionnaire below.